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Your school may have alternate entrance counseling requirements.

Check with your school's financial aid office to be sure that the counseling available on this Web site satisfies its requirements for entrance counseling.

By consolidating your graduate student loans, you can reduce their monthly payments, more easily manage your student debt and find your way out of the student loan maze.

Graduate student loan consolidation helps students manage their debt by combining all outstanding education loans in to a single, more manageable loan package.

Note that not all private loans offer forbearance and deferment options.

Lender: A bank or credit union Late fees: Assessed Private loans are primarily used to help students cover school costs above and beyond a federal loan.

You must have an FSA IDto access all services offered by this Web site. The FSA IDalso allows you to sign your If you have not previously received a Direct Loan or Federal Family Education Loan (FFEL), the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming.

The FSA IDserves as your identifier to let you access your personal information in various U. If you complete entrance counseling to borrow a loan as an , the entrance counseling fulfills counseling requirements for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans.

Log in to Student with your When you create your FSA ID, your information is confirmed with the Social Security Administration (SSA).

Niche has partnered with Common Bond, a tech-enabled student lender, to bring you incredible benefits to lower your payments, pay off your debt faster, and quickly get you on the path toward financial freedom!

You may have one or more student loans and each may be a different type.

Direct PLUS Loans for Parents – For parents of dependent undergraduate students, interest is charged during all periods. Direct PLUS Loans for Graduate Students – For graduate and professional degree students, interest is charged during all periods.

Direct Consolidation Loans – For borrowers who want to combine their eligible federal student loans into a single loan.

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